Our Services

Property Portfolios

Working hard to protect your investment against the unforeseen, HP Insurance will offer you cover to properly match your needs, including but not limited to asylum seeker tenants, vacant properties, DSS tenants, Multiple Occupancies and properties undergoing construction. Our insurers offer packages designed for the property owner and can include as standard Landlord’s Contents, Loss of Rent, Rent Guarantee and more.

Home-Owners

HPI can help with your peace of mind with full cover for your home and contents insurance as well as the optional cover for contents whilst out of the home. With extra protection designed for personal collections, works of art, jewellery, and freezer contents, you know you are safe in our hands.

Educational and Faith Establishments

We know that your time and funding is limited and so we’ve designed a package which combines Property Insurance with the highly specialised Liabilities Insurance for educational and faith establishments, saving you money and time. We can also include Loss of Potential Revenue, Equipment Breakdown and Terrorism Cover.

Business Owners

As a business owner, you know that you need the best protection for your Company. We will guide you to understand your insurance needs – be it Stock Cover, Goods in Transit, Liabilities, Business Interruption, Book Debts and so much more. We can also offer Directors and Officers Liability Insurance which will cover directors in the case of a liability claim arising from a decision you have made. Peace of mind – in one fell swoop!

Blocks of Flats

With multiple occupancies and potential liabilities, it’s important that you get the right insurance for a block of flats, whether a conversion or purpose built. We can cover your block of flats even in the case of vacant units, single flats / maisonettes or self contained apartments.

Vacant Properties / Undergoing Works

Properties which are vacant are at higher risk to vandalism, theft and other damage. We can offer you the right type of protection, from bare-bones insurance to full cover. Of course, in the case of renovation or building works, you want to be sure that your cover is adequate – and we can help guide you to understand what you need whilst the works are taking place.

Legal Expenses

Employment Dispute? Debt Recovery? Contract Disputes? You don’t want to be left out of pocket for good legal defence, so be sure to insure!

Terrorism Cover

Your property is not safe from terrorism and so we aim to offer a comprehensive cover in the event of damage or loss due to terrorist activity. We will aim to tag this on to your existing policy to reduce your premiums and streamline your paperwork.

Engineering and Lift Inspection

Regular Property Insurance will not cover your lift as well. Make sure you have taken out an Engineering policy if you have a lift in your block of flats or commercial property.

Office Insurance

Covering General Liabilities, Business and Electronic Equipment and Stock, Business Income, Employee Dishonesty / Dispute and so much more, Office Insurance will be there for when the unforeseen happens.

Work From Home

If you have a home-based business, your regular Home Insurance may not be valid and would certainly not insure your customers and stock. Make sure you are fully covered with our Home Insurance with Work from Home, where we will help you determine a fully comprehensive cover for you, your home, your family and your business.

Professional Indemnity

We know you have confidence in your trade, but when it comes to working with other people, everyone can make a mistake. That’s why HPI will work to cover you in the event of a loss suffered by a client or customer. We also offer highly specialised Professional Indemnity such as in the case of security consultants.

The Weird, the Wonderful and The Worthwhile

Do you have a risk that is not standard or out of the ordinary? Perhaps a house which has been previously underpinned? Or maybe you have a childminding service in your home? What about lodgers or a previous bankruptcy? Let Highland Park Insurance find you the policy that suits your needs and calms your mind.

If you want to find out more about our services and products, please do not hesitate to give us a call and speak to one of our advisors today.